Shrinking safety nets

More people set to dip into emergency funds Having money set aside can help to provide protection against any abrupt financial changes. A new report has identified one in four working households with savings (28%) have started dipping into them to meet rising living...

Leaving a tax-efficient legacy

Considering the rule of seven when making financial gifts You’ve worked to build up your wealth. But now it’s time to make plans so your loved ones can get the most from the estate you intend to leave behind. If you think you might be affected by Inheritance Tax, it...

Funding the lifestyle you want

Get your retirement plans in motion One of the most common concerns among those approaching retirement is whether they will have enough money to last them. A new study[1] shows that only 25% of retirees feel very confident they’ve saved enough for retirement. As food...

Balancing risk and returns

Bonds can play a key part in building an investment portfolio UK government bonds, also known as gilts, are debt securities issued by the UK government. They are used to finance the government’s borrowing requirements and are often seen as a safe haven asset by...

Doing the right thing for the planet

Four in five looking to change jobs demand green pensions When you first start paying into your employer’s pension, your contributions, along with employer contributions and tax relief, will be invested through a default fund. You will usually have several fund...

It’s Good to Talk

More young adults are more engaged about money with their parents than past generations When it comes to conversations about money, more and more families in Britain are opening up, new research reveals[1]. This is a significant increase from previous years, when such...