HBD Blog
Transferring wealth to the next generation
What to consider when planning your legacy Transferring wealth to the next generation is one of the most important financial decisions you will make in your lifetime. The assets you have carefully built over the years – whether they are property, investments, savings...
Safeguarding investments in a volatile market
Planning for stability by diversifying your investment portfolio Diversifying your investment portfolio can feel like navigating a maze, especially when unexpected events disrupt financial markets. However, diversification offers a solution to tariff uncertainty. The...
How much is enough for your retirement?
The best way to foresee your future is to prepare for it now Planning for retirement is one of the most important financial decisions you’ll face in your lifetime. With many factors to consider, including income needs, inflation, investment strategies and unexpected...
Understanding fixed interest investing
Looking for a steady approach to building your portfolio? Bonds can provide stability and income for your investment strategy. They are often viewed as a ‘safer’ and more stable option, particularly in today’s unpredictable economic environment. Fixed interest...
Investing for your financial future
What savers need to know about UK pensions to make informed choices When saving for retirement, understanding where your pension is invested is crucial for securing your financial future. For many savers, the appeal of UK investments is significant. A recent study...
The ‘secret’ to easing an Inheritance Tax burden
A practical solution to a challenge many families could face When planning your legacy, it’s essential to understand how Inheritance Tax (IHT) may impact what you leave behind for your loved ones. IHT is often seen as a burden that can reduce the value of your estate,...
Maximising your money
Navigating life’s twists and turns without jeopardising your financial stability Life is full of surprises, and not all come with a price tag that you can easily manage. Whether it’s an unexpected car repair or a sudden home emergency, having a readily accessible...
Markets respond unpredictably to rapidly evolving events
Understanding the impact of rising interest rates on investment trusts In recent years, a series of global events has left an indelible mark on economies and reshaped investment markets. These developments, from geopolitical tensions to regional conflicts, have had...
Dreaming of achieving the lifestyle you want in retirement?
How to maintain your quality of life and pursue the activities and experiences you value most Planning for retirement is one of the most important financial steps you’ll take in your lifetime. With advances in healthcare and lifestyle, we are living longer, which...