HBD Blog

Navigating life’s twists and turns without jeopardising your financial stability Life is full of surprises, and not all come with a price tag that you can easily manage. Whether it’s an unexpected car repair or a sudden home emergency, having a readily accessible...

Understanding the impact of rising interest rates on investment trusts In recent years, a series of global events has left an indelible mark on economies and reshaped investment markets. These developments, from geopolitical tensions to regional conflicts, have had...

How to maintain your quality of life and pursue the activities and experiences you value most Planning for retirement is one of the most important financial steps you’ll take in your lifetime. With advances in healthcare and lifestyle, we are living longer, which...

The optimal time to invest is shaped by your personal goals and circumstances Investing your money can feel like navigating uncharted waters, especially when you’re unsure about market trends. A common sentiment among new investors is, ‘I think I’ll wait until the...

The impact of pension lump sums and their long-term implications New research reveals a concerning trend among those approaching retirement[1]. One in five individuals (21%) who accessed a cash lump sum from their pension pot did so as soon as they reached 55, often...

Often-overlooked financial implications during this transformative life stage The menopause is a natural phase in a woman’s life, marked by significant physical and mental changes. While much attention is given to the physical and emotional challenges, the financial...

Generous parents and grandparents are turning to their property wealth As the housing market becomes increasingly competitive, family contributions are crucial in helping younger buyers secure their dream homes. Recent research highlights that generous parents and...

Financial strategies are not immune to the impacts of life’s changes As the new year approaches, it brings a sense of renewal and opportunity—an ideal time to pause and evaluate your financial plans. This annual reflection is important to ensure your financial plans...

Financial status plays a significant role in retirement happiness Retirement is a time many look forward to—a reward for years of hard work with the promise of relaxation and enjoyment. However, a key question persists: how much money is necessary to ensure happiness...